VOO Return Calculator
Live Vanguard S&P 500 ETF data, historical backtests since 2010, and a growth projection at its long-term average return.
About Vanguard S&P 500 ETF
VOO is Vanguard's S&P 500 ETF, launched in September 2010. It holds the same 500 large US companies as the index and charges an expense ratio of just 0.03%, which is one reason it has become one of the largest funds in the world. Its quarterly dividend yield is typically between 1% and 2%.
- Launched
- September 7, 2010
- Tracks
- S&P 500 Index
- Expense ratio
- 0.03%
- Issuer
- Vanguard
Hypothetical growth
What an investment in VOO could grow to if it keeps earning its long-term average return.
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Frequently asked questions
VOO vs SPY: what is the difference?+
Both track the S&P 500 and hold the same stocks. VOO charges 0.03% per year while SPY charges 0.0945%, so VOO has a small structural edge for buy-and-hold investors. SPY has far higher trading volume and a deeper options market, which matters mainly to active traders.
Does VOO pay dividends?+
Yes. VOO pays dividends quarterly, passing through the dividends of the 500 companies it holds minus its tiny expense ratio. The returns on this page assume those dividends were reinvested.
Does this VOO calculator include dividends?+
Yes. All historical figures use VOO's adjusted closing price, which accounts for stock splits and assumes every dividend was reinvested on the payment date. This is the standard way to measure total return.
Where does the VOO price data come from?+
Historical and live prices for the ETF are fetched from a market data feed and cached for one hour, so the numbers on this page track the current market with at most a short delay. The backtest uses daily data for periods under five years and weekly data for longer periods.
What annual return does the hypothetical growth section use?+
It starts at VOO's actual average annual return over all available history (since 2010), the same figure as the "Since inception" row of the "If you invested" table. The "Losses and gains" section above it shows the longest stretch it stayed below a previous high and its best and worst calendar years, as a reminder of how uneven the ride to that average was. Past returns are not a forecast, so change the rate to test more conservative or optimistic scenarios. Remember that inflation of around 2% to 3% per year reduces the real purchasing power of any nominal projection.